RV owners enjoy the luxury of traveling the country with many home comforts, including their pets. However, traveling with pets in moving vehicles and stopping at various new locations can expose your furry friends to risks. It’s crucial for RV owners to understand whether and how their RV insurance covers their pets if they accompany them on their travels. The team at Fortress Insurance Agency, serving the Overland Park, KS area, is here to help find the RV and other insurance coverage that best suits your needs and those of your pets.
Pet Coverage and RV Insurance
RV insurance is multifaceted, sharing elements with auto and home policies. Your insurance options vary depending on the type of RV you own, how much time you spend in it, and where you drive and park it. Most RV insurance policies offer some protection for pet injuries that occur when your RV is damaged during a covered event, whether you’re driving or parked. However, some policies limit coverage to cats and dogs. Every policy sets a limit on pet claims, with a $1,000 limit being typical. However, you can increase the coverage or add a pet-specific insurance rider to your policy if that suits your needs.
If you plan to travel with pets, you should discuss your RV policy’s pet coverage with your agent. You may prefer a separate pet insurance policy not tied to your RV insurance, as it covers your pet regardless of where or how they are injured.
The Fortress Insurance Agency Difference
RV insurance includes many options, so working with a trusted agent is essential. The team at Fortress Insurance Agency, serving Overland Park, KS, is here to help you secure the best coverage for your insurance needs. Please stop by or call (402) 201-6931 today to schedule an appointment.
