I Offer Digital Services: Do I Need Commercial Insurance?

In today’s world, it’s not uncommon to see strictly online businesses. Whether you offer professional services, sell digital goods, or even offer unique services like psychic services, you get to make money from the comfort of your computer without having to deal with all the traditional barriers to entry or challenges that brick-and-mortar businesses face. This may lead you to ask if you need any insurance. Since you operate online, have no products that could lead to lawsuits, and don’t own a building that could be affected by theft or fires, why would you need commercial insurance? As it turns out, commercial insurance offers so much more than just what a traditional business needs. Here’s why you need commercial insurance even if you only offer digital services and why you should turn to us at Fortress Insurance Agency in Overland Park, KS to find a commercial insurance policy that suits your needs.

Why Do You Need Commercial Insurance for a Digital Business?

Digital businesses may operate entirely online, but that doesn’t mean they are subject to various risks. For example, as someone who may handle a great deal of personal data and payment information, you could be subject to lawsuits if someone should access and steal this information. Other examples in which you may be held liable include if your services hinder someone else’s business or your marketing practices aren’t considered entirely honest. More than that, if something should happen to your home, your business could be in jeopardy because you don’t have the proper insurance to cover your business, which won’t be protected by renters insurance or home insurance. Even when you run a digital business, commercial insurance is important!

Shop Commercial Insurance Today!

The Fortress Insurance Agency team here at Overland Park, KS is always ready to help you find commercial insurance for any business model. Compare insurance quotes now!